RW I am on the wrong side of 80 and can barely manage a dozen chords, I prefer to finger pick as it helps me recognise what I am trying to play. It is a sure thing that time in the saddle is where it is at but share your time between making a noise and enjoying holding your first purchased guitar, then read the dummies guide in slow time. This where I am after 6 odd years and I love the time doing both each and every day. Enough enjoy and the moments.